A year ago I asked in these updates, “Have you noticed that time is slipping by and it slips by quicker than we realise?” Well, here we are a year later and, to me, 2018 has flown by. Has last year gone by quickly for you as well? In the three decades I’ve been in […]

Welcome to this, our first of three ‘Black Hole’ short stories. “The only function of economic forecasting is to make astrology look respectable.” – John Kenneth Galbraith, Harvard Economist. There are three Black Holes we need to avoid being sucked into as investors. These are economic forecasting, market timing and performance chasing. These Black Holes […]

Are you tired of “next year” talk, the optimism of inactivity? The trouble with “this time next year” is it can become the following year and even the year after that without anything changing. As you get older, you start to realise that you are running out of years! Making decisions means that we are […]