A ship in harbour is safe, but that is not what ships are built for. — John A. Shedd Can you feel the sense of purpose and adventure wrapped up in this quotation? To be fit for purpose, a ship’s structure is necessarily complex and the vision of its captain adaptable and clear to sail […]

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Planning is not only good for your financial future but will give you much needed support in the present time. We can forget to live in the moment or spend too much time worrying the next big spend. Some suffer a general anxiety towards money, feeling powerless to change their mindset or their situation. Being […]

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It’s important to appreciate and enjoy the moment. Time passes so quickly, and we don’t know what tomorrow will bring. And yet, yesterday, our tomorrow was today; and today we get to enjoy what in the past was a future day. Most people have goals requiring saving and budgeting for those future days. Future days […]

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